Most people will want to at least maintain their standard of living into retirement. They may also have additional things they need to pay for like that holiday of a lifetime. But not all retirees will be able to achieve these goals without taking some element of risk. Each individual will need to focus on meeting their own retirement objectives and needs, instead of chasing the biggest returns by taking larger risks.
Talk to your financial adviser today to discuss how much risk (& volatility) the retirement you want is likely to cost.